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If you already own a home, call me to discuss ways real estate can increase your monthly income: (203) 513-9331.
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Find Out About the Latest Shelton, Monroe and Fairfield Area Homes for Sale Before Anyone Else! I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the Shelton, Monroe and Fairfield, Connecticut area MLS, and even later on the national listings web sites, if at all. By signing up to receive my latest listings, I'll send you an email notice instantly -- as soon as my latest homes for sale go online. You'll find out first, before other Shelton, Monroe and Fairfield buyers. There is absolutely no obligation, and this service is free of charge. Don't miss out! Get an email as soon as my new properties come on the market in Shelton, Monroe and Fairfield! There's no obligation, and you can stop my emails with one click. Just fill out this form to get started... 
Financing Your Home >Watch Your ARMs Length Most buyers know that first-year interest on Adjustable Rate Mortgages (ARMs) is typically lower than the interest on available fixed-rate mortgages. This makes ARMs easier to qualify for, but also requires that borrowers have some understanding about how such loans work, because there are significant details associated with the low first-year rate.
First, check to see how long the low rates offered on the ARM are guaranteed. After that period of time, the rates can go up two points a year to a typical rate cap of six points over the life of the loan. Lenders will usually require borrowers to qualify for a mortgage loan that is several percentage points above the actual initial rate charged on the ARM. This is intended to keep borrowers from becoming overburdened by debt. Some lenders may charge special fees or caps which can increase the cost of the loan. If you think that an ARM may work for you, it is a good idea to shop around.
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| Q |
Where was the great land boom (1919) in which investors paid up to $25,000 for lots not yet dredged up from the ocean?
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| A |
The great Florida land boom brought hundreds of investors to the state after Carl Fisher founded Miami Beach in 1919. |
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Laura Treonze
Keller Williams
132 Monroe Turnpike
Trumbull, CT 06611
Direct: (203) 513-9331
Fax: (203) 907-1010
lauratreonze@NUMBER1EXPERT.com
Laura is a realtor with a focus on pre-foreclosure and bank owned properties. As a real estate investor she is experienced in short sales, 1031 Exchanges, multi-family rentals, residential redevelopment and is a workshop instructor of The Millionaire Real Estate Investor by Gary Keller. Laura’s success in real estate has been featured in the book "Living The Law of Attraction".    
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