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If you already own a home, call me to discuss ways real estate can increase your monthly income: (203) 513-9331.
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There are always important changes happening in the real estate market, locally and nationally. These changes can affect YOU. Interest rates, zoning and tax laws, new ways to market your home and enhance its value... I can help you keep up with all the changes. As a top real estate agent it's my job to stay informed, and to know how to handle every buying or selling situation. Sign up for my periodic real estate newsletter, and I'll keep you up to date. It is free and without obligation...
Financing Your Home >The Language of Financing
When you meet with a lender to apply for financing, you may feel as if you are in a foreign country when the loan officer begins to talk about points, Regulation Z margins, PMI, and ARMs.
You are not alone if you feel left behind by loan terminology. Like many professionals, lenders use a highly specialized language. Don't hesitate to ask for a translation! This is especially true if you are investigating some of the more complicated loans with rates that can be adjusted periodically. As you consider the various loan options, find out what the interest rate will be and at what point the lender will commit to that rate. If the loan has an adjustable rate, be sure that you understand how often the rate will adjust, and by how much your payments may go up. Find out if the loan can be assumed by a future buyer. The lender isn't trying to confuse you. The mortgage process is complicated, so just keep asking questions until you understand.
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| Q |
Lenders in 14 states--California, New York, Oregon, Utah, Vermont and Wisconsin and 9 others--have what in common?
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| A |
Lender in these states must pay interest on funds held in escrow accounts. |
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Laura Treonze
Keller Williams
132 Monroe Turnpike
Trumbull, CT 06611
Direct: (203) 513-9331
Fax: (203) 907-1010
lauratreonze@NUMBER1EXPERT.com
Laura is a realtor with a focus on pre-foreclosure and bank owned properties. As a real estate investor she is experienced in short sales, 1031 Exchanges, multi-family rentals, residential redevelopment and is a workshop instructor of The Millionaire Real Estate Investor by Gary Keller. Laura’s success in real estate has been featured in the book "Living The Law of Attraction".    
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